Housing Styles

Whether you’re getting ready to buy your first home or are looking for a new investment property, there is much to consider when deciding the type of property you want to purchase. When making such a large investment, it’s important to know the difference so you can make an informed decision based on preferences, needs, and lifestyle. Especially because factors such as privacy, maintenance responsibilities, space requirements, cost, and community dynamics can vary significantly with housing type.

get a mortgage when you're self-employed

If you are self-employed and looking to arrange a mortgage for your home, there are a few additional pieces of information you’ll need to provide your lender. The process of applying for a mortgage isn’t all that different than it is for salaried employees, though there are a few key differences worth noting. Knowing these can save you some time up front and help you get the necessary paperwork in order. Here, our guide on how to get a mortgage when you’re self-employed.

how interest rates affect home values

Many factors go into buying a home: location, price, features, distance from work, and proximity to amenities are just a few. While interest rates may not always be top of mind, they too play a substantial role. For years now Canadians have enjoyed low interest rates, which is one of several reasons why the current real estate market remains so hot. Read on to learn more about how interest rates affect home values.

reasons to buy a new construction home

If you’re on the lookout for a new home, be sure to consider new build construction in your search. Builders know what appeals to homebuyers and put a lot of thought into the communities we create; you’ll often see intuitive, well-laid out floor plans and kitchen designs in new home layouts. Here are our top five reasons to buy a new construction home.

There has been much talk recently about lowered interest rates in Canada. If you’re having trouble understanding how this affects you personally as a homebuyer, don’t worry. In the following article we’re breaking down what the changes in the prime rate mean for you.

value of gta homes

Grappling with the question of when and how to buy a home is something that faces many young people today. It’s no secret that home prices are rising, especially in Toronto. However, as prices rise, so does the value of homes, making homeownership a smart investment. Homes are an excellent asset since their market worth is all but guaranteed to increase and provide you with a return on investment. 2020 is set to be a great year for the Toronto housing market, so read on to learn why buying is a good idea!

Buying a home is an exciting time! You are laying down the foundation for the life you are building and creating a space to build many great memories with friends and family. By the time you have saved up for a down payment, you are probably in a financially sound place to make a purchase. However, there are several associated costs of home buying that not all home buyers are aware of! Let’s break down these associated costs of home buying so you’re informed and ready to make an offer.

We love sharing news about affordable housing programs, so we’re happy to inform you about the CMHC’s First-Time Home Buyer Incentive! The Canadian Mortgage and Housing Corporation has devised a plan to help first-time buyers enter the market by lowering monthly mortgage payments in exchange for a shared equity mortgage. This means that the government will own a small part of the home in question, but more affordable payments will make this worthwhile for many prospective buyers. There are some finer details involved in the incentive, so follow along as we break them down for you!

Buying a home is an exciting time during which you are both securing your future and creating a wonderful space to build memories. Yet many first time buyers also have questions about the process. What to expect on closing day is a common topic that is brought up from prospective buyers. We’ve put together a list of the basics so you’re prepared when this landmark day arrives.

Caliber Homes is not only known for its luxurious and high-end homes. We are also esteemed for our advancements and knowledge of the builder world and how to stay ahead of the competition. One of the ways we do this is staying up to date on the latest real estate market trends. Caliber Homes is committed to providing the most innovative building services to our clients, and here are some examples of how we achieve that!